Insurance Reviews

The AARP Dental Insurance is the only dental coverage custom-designed exclusively for AARP members, it is a dental PPO called Delta Dental PPO. The network includes more than 68,000 dentist locations nationwide, which gives you the freedom to choose any licensed dentist and change dentists at any time without notifying Delta Dental. Most importantly, AARP carefully selected Delta Dental Insurance Company (Delta Dental) to offer the AARP Dental Insurance Plan to give you as much dental coverage as possible while still bringing you the cost savings you expect from your AARP membership.

You will maximize your benefits when visiting a Delta Dental PPO dentist, as they are a select group of Delta Dental dentists who agree to provide treatment to Delta Dental PPO patients at reduced fees. As these fees have been prenegotiated by Delta Dental, your out-of-pocket expenses will likely be lower. When visiting a Delta Dental PPO dentist, you do not have to pay the entire bill and wait for reimbursement from Delta Dental. Instead, they pay their portion directly to your dentist. They send you a notice explaining your part of the bill, and you pay the dentist only that amount. The dentists also handle all claims and paperwork for you.

Since AARP sources their AARP dental insurance plans from Delta Dental, the dental insurance it offers to its members is basically a Delta Dental PPO plan. Under this plan, you can choose your own preferred dental care provider and even switch dentists without need for notification. Although Delta Dental offers higher coverage for dental care provided by any of their 67,000 dental locations in its network, members can also choose out-of-network dentists just as most PPO plans allow.
Delta PPO will already pay the dentist directly for their portion of your dental health costs, so you just have to pay your share and go. You do not have to deal with troublesome claims as your dentist and Delta Dental will make the transaction between them.

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